Due to an overwhelming response to this promotion, application processing is taking longer than normal at this time.

$500 Bonus

PLUS

2 .75% 1-year TFSA

Limited time offer. BC residents only.


$500 Bonus1

When new members open a no fee free chequing account.

  • No monthly fees
  • No charge for day-to-day transactions3
  • Save up $200 every year with free chequing2
  • Free withdrawals and deposits at 4000+ ding free® ATMs across Canada

1-year 2.75% TFSA5

Receive a great rate and the flexibility to convert your term deposit any time.

  • Available to new and existing members
  • One time option to re-write to another Coast Capital Savings term
  • Only need $500 to get started
  • Available in a non-registered TFSA

Get started today.

Offers so good, you can’t turn them down.





Say goodbye to your monthly account fees


Account
Monthly Account Fee4
Yearly Cost
TD Unlimited Chequing Account
$15.95
$191.40
BMO Performance Plan
$15.95
$191.40
Scotia One Chequing Account
$13.95
$167.40
Scotia One Chequing Account
$13.95
$167.40
Scotia One Chequing Account
$13.95
$167.40
Coast Capital  Free Chequing,
Free Debit and More Account®
$0
$0


$500 bonus FAQ


Am I eligible?

This offer is only available to new members who are residents of British Columbia. To be eligible for this offer, you must open a chequing account and complete one of two steps:


  1. Set up payroll direct deposit into your new account.
  2. Set up a preauthorized bill payment, for example your BC hydro bill or phone bill, and have it debited from your new account at least twice.
When do I get my bonus?

The $500 bonus will be paid within 30 days of eligibility criteria being met.

Do I qualify for multiple offers?

Yes, you qualify for multiple offers as long as you meet all eligibility requirements. For example, if you want the $500 bonus and the exclusive 2.75% rate on our 1-year TFSA, you can have both!


TFSA FAQ


Am I eligible for this exclusive rate?

Yes, this offer is available to new and existing members. If you’re an existing member, book an appointment or go to your nearest branch to take advantage of this limited time offer. If you’re a new member, the same instructions apply but you're also eligible for the $500 bonus when you open a free chequing account.


How much can I contribute to my TFSA in a year?
Years TFSA Annual Limit Cumulative Total

2009-2012

$5,000

$20,000

2013

$5,500

$25,500

2014

$5,500

$31,000

2015

$10,000

$41,000

2016

$5,500

$46,500

2017

$5,500

$52,000

2018

$5,500

$57,500

2019

$6,000

$63,500


What does a convertible TFSA mean?

Convertible term deposit means that you’ll get a great rate and the flexibility to switch to a different term deposit at any time. Double win.



Let's do this. You know you want to...
  1. The Coast Capital Savings Federal Credit Union (the “Credit Union”) New Member Bonus Offer (the “Offer”) of $500 is available between September 9, 2019 and October 6, 2019 to New Members who (i) open a membership with the Credit Union and a Chequing Account (the “Account”) and switch their eligible payroll direct deposit or other recurring direct deposit, or (ii) set up an eligible recurring preauthorized payment of at least $50. The first qualifying payroll direct deposit or other recurring direct deposit must be received within 90 days of successfully opening a membership and an Account. The first and second withdrawal taken from the Account for the pre-authorized payment must be successfully withdrawn within 90 days of successfully opening an Account. For Joint Memberships and Joint Accounts, only the Primary Member is eligible to receive the Offer. Staff of the Credit Union are not eligible for the Offer. New Members must be ages 18 or older and must be residents of Canada (excludes Quebec) in order to be eligible for the Offer. New members must not have been members with Coast Capital Savings since January 2014. The $500 bonus will be paid within 30 days of eligibility criteria being met. Limit of one $500 bonus per person.
    1. Payroll direct deposit or other recurring direct deposit conditions
      Deposits categorized under the Canadian Payment Association code as payroll qualify for the Offer. In addition, pension, Employment Insurance, Old Age Security, Canadian Pension Plan, Workers Compensation, Parental Assistance and Income Security Benefit deposits qualify for the Offer.
    2. Preauthorized bill payment conditionsThis includes preauthorized bill payments or preauthorized loan, mortgage or credit card payments. It does not include transfers into other accounts or into accounts with other financial institutions.
    The Offer applies to residents of BC only. The Credit Union reserves the right to terminate the Offer at any time.
  1. Source: Statistics Canada Table 203-0021 - Survey of household spending (SHS), household spending, Canada, regions and provinces, annual (dollars).
  1. Transactions include cheques, Coast Capital Savings®and EXCHANGE Network ATM withdrawals, Interac® Direct Payment, preauthorized payments, Coast-by-Phone® bill payments, Coast Online® Banking bill payments and in-branch withdrawals, transfers and bill payments. Deposits and self-serve (Coast Capital Savings® ATM, Coast-by-Phone® and Coast Online® Banking) transfers are free. Additional network ATM transactions are subject to the fees listed. Surcharges from other financial institution ATMs are excluded.
  1. Monthly Account Fee information is based on information published on the websites of TD Canada Trust®, BMO Bank of Montreal®, Scotiabank®, RBC® ,and CIBC® as of February 21, 2019. Monthly Account Fee applies if the account holder does not meet the minimum daily balance requirements to waive the Monthly Account Fee in the case of TD Unlimited Chequing Account, BMO Performance Plan, Scotia One Chequing Account and RBC Signature No Limit Banking. Monthly Account Fee applies if the account holder makes eight or more day-to-day transactions.
  1. The Coast Capital Savings Federal Credit Union (the “Credit Union”) 2.75% 1-year convertible tax-free savings account (TFSA) Term Offer (the “Term Offer”) is available between September 3, 2019 and October 6, 2019; or when limit set by the Credit Union is reached. Rate holds are not eligible for the Term Offer. The Term Offer is only applicable to new contributions to TFSA with a minimum investment of $500. Interest options available: compound annually, pay monthly, or pay to demand account selected by member. New contributions are defined as, (1) funds transferred in from another financial institution; (2) any new contributions into a TFSA account from an existing chequing or savings account; (3) new contributions into an existing TFSA account, promotional rate is valid on new contributions only. Annual contribution limits based on legislation current as of January 1, 2019, subject to potential future change. Individuals are responsible for understanding their own CRA contribution limits.
    The Credit Union reserves the right to terminate the Offer at any time.