MORTGAGES

Turn your dream home into a reality

You get more than just a mortgage at Coast Capital. You get the right mortgage through competitive rates and (most importantly) expert advice that’s in your best interest.

We make becoming a homeowner even easier with our Help Extras™ which includes up to $1000 to invest, a line of credit plus other benefits so you don’t have to choose between homeownership and saving.

Apply online, book an appointment at a nearby branch or call our Mortgage Team at 1.888.517.7749 to get pre-approved today.


Featured rates
2.12%APR5-Year Variable *
2.40%APR5-Year Fixed *

Check out our other mortgage rates.


I am looking for:
Variable Rate - Closed1
2.10 % 5-Year Term


Features:
  • Interest rate varies with prime
  • Your monthly payments stay the same for the term
  • You can convert to any closed fixed rate mortgage term equal to or exceeding the then remaining term
  • Pay up to 20% of the principal once a year
Best for you if:
  • You want the flexibility of switching to a fixed rate mortgage
Fixed Rate - Closed1
2.37 % 5-Year Term


Features:
  • Provides stability with a fixed rate and payments for the life of the term
  • Choose from 1 to 10-year terms
  • Lower rates than an open mortgage
  • Pay up to 20% of the principal once a year
Best for you if:
  • You don't want to worry about rate changes
Variable Special Insured Rate
2.02 % 5-Year Term

Features:
  • Special rate for those with a down payment less than 20%
  • Interest rate varies with prime
  • Your monthly payments stay the same for the term
  • You can convert to any closed fixed rate mortgage term equal to or exceeding the then remaining term
  • Pay up to 20% of the principal once a year
Best for you if:
  • Your down payment is less than 20%
  • You have or will set up your direct payroll deposit into a chequing account
  • You have or will set up a pre-authorized credit into an investment account
Fixed Special Insured Rate - Closed4
2.13 % 5-Year Term

Features:
  • Special rate for those with a down payment less than 20%
  • Provides stability with a fixed rate and payments for the life of the term
  • Choose from 1 to 10-year terms
  • Lower rates than an open mortgage
  • Pay up to 20% of the principal once a year
Best for you if:
  • Your down payment is less than 20%
  • You don't want to worry about rate changes
  • You have or will set up your direct payroll deposit into a chequing account
  • You have or will set up a pre-authorized credit into an investment account

No need to choose between homeownership and saving, because Members Get It Mortgages come with Help Extras4. With a new mortgage with a term of 3 years or more, you'll get $1,000 in Help Extras towards an investment like an RRSP or Tax-Free Savings Account. Or for a 1 or 2-year mortgage term, you'll still receive $500 in Help Extras. Conditions apply.

Members Get It Mortgage™

You'll get a reduced rate to help cover the costs of CMHC or Genworth Insurance, plus up to $1,0004 in Help Extras.™

$500 Towards Your Fees³
We'll cover $500 worth of legal and appraisal fees. Because nobody really likes fees.

Here's what you need to do.
Step 1
Take no more than 10 minutes to complete the pre-approval form. We’ll get back to you within 2 business days.
Step 2
We’ll contact you to discuss your application including required documents, rates and terms. We’ll also help you select your Help Extras.
Step 3

Finalize your mortgage.

Get started

Mortgage questions? Let's chat.
Call us at 1.888.517.7749 Mon-Sat, 8am-8pm; Sun, 9am-5:30pm.