Members get a helping hand with their mortgage.
Buying a house is probably one of the biggest purchases you'll ever make, and you want to be sure you're getting the mortgage product, features and rate that work for you. That’s why our team can help you choose the right mortgage for you and they'll even help you save along the way with the Members Get It® Mortgage.
We also make it easy to access getting a mortgage. Get started by phone, in a branch or one of our Mobile Banking Specialists can come to you.
Members Get It® Mortgages
Our members get more with Members Get It Mortgages. You'll get a great rate2 and up to $1,000 in Help Extras®3.
- New mortgages with a term of 3 years or more receive $1,000 in Help Extras®
- Put your Help Extras toward investment products such as term deposits in non-registered or registered accounts such as an RRSP, RESP or TFSA
- More Help Extras when you renew down the road
Terms & Conditions
Closed, residential first mortgages only. Interest rate and approval based on risk profile. Additional fees may apply. If fees apply, the Annual Percentage Rate (APR) could increase. Rates subject to change without notice.
Initial interest rate and APR, compounded monthly.
The You're the Boss® Mortgage
Get flexibility with your choice of rate type, an extra payment option, and the ability to skip a payment.
- Put extra money toward your mortgage and take it out any time
- Make extra payments to help you pay your mortgage down faster
- On a 5-year term, choose between a fixed or variable rate and our Half & Half® Rate
- Skip a payment once a year
Terms & Conditions
For residential first mortgages only. Interest rate and approval based on risk profile. Additional fees may apply. Interest rates effective May 15, 2018 and subject to change without notice. High ratio mortgages, non-residential mortgages and non-owner occupied properties are not eligible.
Annual Percentage Rate (APR) on a 5-year closed mortgage, compounded semi-annually. If fees or charges apply, the APR could increase.
Initial interest rate and the APR on a 5-year Half & Half Rate mortgage, closed mortgage, calculated monthly. The Half & Half Rate is a variable rate. When the Coast Capital Savings prime rate goes up or down, the Half & Half Rate goes up or down by one-half of the change in the prime rate. APR fluctuates with Coast Capital Savings prime rate. If fees or charges apply, the APR could increase.
Initial interest rate and the APR on a 5-year convertible, closed mortgage, compounded monthly. This is a variable rate product which will fluctuate with the Coast Capital Savings prime rate. If fees or charges apply, the APR could increase.
Other helpful mortgage products.
With a Multi-Purpose Mortgage, you can split your mortgage into sections, each with its own term length and interest rate. You can borrow up to 80% of your homes equity, make advances any time, and pay the registration and legal fees once, no matter how many times you dip into it.
Through our partners at Valeyo‡, we offer life and disability insurance for your mortgage which protects you from losing your home if you're unable to make mortgage payments due to injury, illness or death.