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  3. Registered Education Savings Plan
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Everyone deserves access to affordable education.

A Registered Education Savings Plan (RESP) is a registered government program designed to encourage saving for a child's post-secondary education through two grant programs:

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Why invest in an RESP?

Don't pay tax on the interest made on your investment until the money is used for tuition.
The Canadian government makes annual contributions to both available grants to help top up your savings.
No contribution deadline means you can contribute anytime throughout the year.
Multiple investment products like GICs and mutual funds available within a RESP.

How to save for your child's education with RESPs

Make expensive tuition affordable.

Saving for a child's education is one of the most satisfying investments members can make. RESPs make it easy to save for post-secondary costs for many reasons, and understanding their terms and limitations is important. Read on to make your RESP work as hard as it can for your savings plan.

Learn more

Make expensive tuition affordable.

Saving for a child's education is one of the most satisfying investments members can make. RESPs make it easy to save for post-secondary costs for many reasons, and understanding their terms and limitations is important. Read on to make your RESP work as hard as it can for your savings plan.

Learn more

Let’s build the right plan, together
Our team of experts will find the right solutions for you and your goals. Call us at 1.888.517.7000 Mon-Sat, 8am-8pm; Sun, 9am-5:30pm.
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Coast Capital Savings Federal Credit Union is a member of the Canada Deposit Insurance Corporation (CDIC). More CDIC information

Coast Capital Savings Federal Credit Union provides advice and service related to deposit, loan and mortgage products. Coast Capital Wealth Management Ltd. provides investment and financial planning services. Coast Capital Financial Management Ltd. provides advice and service related to segregated funds, annuities and life insurance products. Worldsource Financial Management Inc. provides advice and service relating to mutual funds. Mutual fund values change frequently and past performance may not be repeated. Commissions, trailing commissions, management fees and expenses may all be related with mutual fund investments. Important information about mutual funds is contained in the relevant fund facts and simplified prospectus. Please read the fund facts carefully before investing. Only deposits payable in Canada are eligible to be insured under the Canada Deposit Insurance Corporation Act.