RRSP deadline is March 1.

Feel confident in your retirement plan with complimentary expert advice that’s right for your life. Plus, make your RRSP contribution by taking advantage of our limited-time investment offers.

Make your money, make more money.

You might want more space, more education or more vacation. We’ll work with you to find real solutions to achieve what's important to you and your loved ones. Meet with our Investment Team to make sure your money is working as hard as it can.

See a full list of our investment rates.

Talk to us today.

Your success really is our top priority. Connect with our Investment Team today by booking your complimentary appointment online or calling us at 1.888.517.7000.

Why invest with Coast Capital?

Real Partnership Real Partnership

As a member-owned financial cooperative for over 80 years, if it matters to you it matters to us. We work hard to understand members personally, so we can help you build a plan to live the real life you want.

Real Advice Real Advice

Our members are our shareholders, so your success is our success. Our focus is to educate and guide you to the right financial solutions with clear, simple and personalized advice that you can feel confident about.

Real Impact Real Impact

As a Certified B Corp we want a more sustainable world for all. That’s why we reinvest 10% of our profits to unlocking financial opportunities for our members, employees and communities to build better futures.

See a full list of our investment rates.


What type of product are you interested in?
90 Day Registered GIC
Lock in a great rate on a short-term, low-risk investment before the RRSP deadline. Then meet with us to invest for the long-term when you’re ready.
2.00% 90 day term

  • Get a tax receipt right away and decide on your long-term investment later
  • Only $500 to get started
  • Non-redeemable
  • Available in Registered Accounts such as an RRSP or TFSA
  • If you’re not already a member, apply online first and then book an appointment to get this GIC.
† Read terms and conditions.

Terms and Conditions.

Offers subject to change or termination, without notice, at any time. Interest rate is accrued daily and paid at maturity. Only available to Coast Capital RRSP, TFSA, and RRIF holders. Only available at Coast Capital branches or Advice Centre. Rate holds are not eligible for the promotional offers. Minimum $500 investment required.

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Mutual Funds
We partner with leading Canadian Mutual Fund providers to curate portfolios of investment options to support your values, goals, timeframe and tolerance for risk.

  • Preferred partners include Guardian Capital, SEI, Fidelity, NEI and CI
  • Lower management expense ratio fees
  • Conservative fund management through an institutional-quality approach
  • ESG and responsible investing focus with our Sustainable Funds, managed and offered by Guardian Capital LP†
  • Available in Non-registered and Registered Accounts such as an RRSP, RRIF, RESP or TFSA
  • Most mutual funds have a minimum investment of $1,000
  • Not locked in, so you can buy or sell mutual funds at any time
† Read terms and conditions.

Terms and Conditions.

Guardian Capital LP is the Manager and Portfolio Manager of the Sustainable Funds. Worldsource Financial Management Inc. is the Principal Distributor of the Sustainable Funds.

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Market-Linked GIC
Tap into the stock market with this GIC where the return is based on the performance of an underlying market index.†

  • Potential to earn higher returns linked to stock market performance​
  • Principal investment protected​
  • Interest is compounded annually and paid at maturity​
  • Only $500 to get started​
  • No commissions or management fees​
  • Choose from a globally diversified or Canadian financial services term deposit​
  • Available in Non-registered and Registered Account such as an RRSP or TFSA

† Read terms and conditions.

Terms and Conditions.

† The variable return can only be known at maturity. These investments cannot be transferred or redeemed and will not pay any interest or principal before maturity. Product specific terms and conditions apply.

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15 Month Non-
Redeemable GIC
Get a high return on a shorter-term commitment.
1.25%

  • Available as RRSP, RIF, TFSA, RESP
  • Only need $500 to get started
† Read terms and conditions.

Terms and Conditions.

† Offers subject to change or termination, without notice, at any time. Interest rates are calculated annually and accrued daily. Rate holds are not eligible for the promotional offers.



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Rising Rate GIC
Benefit from compound interest and the choice to redeem your money on each anniversary without penalty.
1.25%
Year 1
1.80%
Year 2
2.15%
Year 3

  • Only $500 to get started
  • Choice of earning compound or annual interest
  • Available in Non-registered and Registered Account such as an RRSP, RRIF, RESP or TFSA
† Read terms and conditions.

Terms and Conditions.

Offers subject to change or termination, without notice, at any time. Interest rates are calculated annually and accrued daily. Rate holds are not eligible for the promotional offers.

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Online Investing
Ready to self-manage your investments? We are pleased to partner with Qtrade Investor, Canada’s leading online discount brokerage†

  • Easy-to-use online and mobile trading platforms
  • Low commissions and independent research tools
  • Wide range of investments available including stocks, bonds, GICs, mutual funds and options, plus new issues/IPOs
  • Over 100 exchange-traded funds (ETFs) that you can buy commission-free
  • Discounted trading commissions for those who trade often or have a larger account balance
  • No administration fees when you maintain a minimum account balance
  • Available in Non-registered and Registered Account such as an RRSP, RRIF, RESP or TFSA
† Read terms and conditions.

Terms and Conditions.

† Online brokerage services are offered through Qtrade Investor, a division of Credential Qtrade Securities Inc.

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Helpful Resources

Worldsource Financial Management

Mutual fund dealer service and segregated fund administration are managed by our trusted partner at Worldsource Financial Management. Worldsource is a leading independent dealer services provider and subsidiary of Guardian Capital, a Canadian publicly-traded investment management company. Their expertise allows us to provide better products and services, online account access and reporting.

Worldsource View is a tool that allows members to view and monitor investments online, anytime, anywhere, plus the convenience of printing your statements.


Worldsource Financial Management

Mutual fund dealer service and segregated fund administration are managed by our trusted partner at Worldsource Financial Management. Worldsource is a leading independent dealer services provider and subsidiary of Guardian Capital, a Canadian publicly-traded investment management company. Their expertise allows us to provide better products and services, online account access and reporting.

Worldsource View is a tool that allows members to view and monitor investments online, anytime, anywhere, plus the convenience of printing your statements.


Optimize your investment strategy

GROW YOUR MONEY
How to find right investment professional
Learn how to look for the right investment professional to help you reach all your financial goals.
MANAGING YOUR MONEY
Keeping a long-term view on the market
Learn all about why it's important to remind ourselves that market movements are normal, and markets do recover.
GROW YOUR MONEY
Pay Yourself First: the benefits of automatic savings
Learn how to inject more certainty into your savings through a technique known as pay yourself first, or a little more dramatically automatic savings.

Real advice from real people.

We'll work with you to find real investment solutions to achieve what matters to you.
Call us at 1.888.517.7000 Mon-Sat, 8am-8pm; Sun, 9am-5:30pm.


CDIC Deposit ProtectionCDIC Deposit Protection

Coast Capital Savings Federal Credit Union is a member of the Canada Deposit Insurance Corporation (CDIC). More CDIC information


Coast Capital Savings Federal Credit Union provides advice and service related to deposit, loan and mortgage products. Coast Capital Wealth Management Ltd. provides investment and financial planning services. Coast Capital Financial Management Ltd. provides advice and service related to segregated funds, annuities and life insurance products. Worldsource Financial Management Inc. provides advice and service relating to mutual funds. Mutual fund values change frequently and past performance may not be repeated. Commissions, trailing commissions, management fees and expenses may all be related with mutual fund investments. Important information about mutual funds is contained in the relevant fund facts and simplified prospectus. Please read the fund facts carefully before investing. Only deposits payable in Canada are eligible to be insured under the Canada Deposit Insurance Corporation Act.