The Where You’re At Money Score™

You've been given exclusive access to The Where You're At Money Score™.

You've been chosen to be part of a small group of Coast Capital members with early access to the beta version of The Where You're At Money Score. It's our new tool that'll give you a sense of your overall financial situation, plus ways to improve it.

Why a Money Score?

At Coast Capital, we want to help you achieve what’s important in your life. And to do that, we believe you need to understand your current financial situation through this Money Score. If your finances are in order, then you’ll be in good shape to achieve what’s important to you.

Why me?

We value your opinion and want you and other members to be part of shaping this exciting new tool. We’ll use your feedback to make the Where You’re At Money Score even better and more useful for future Coast Capital members to reach the goals that are most important to them. Whether it’s saving for a first house, retiring in Palm Springs, or anything in between, we want to get you there.

What now?

We know the tool isn’t perfect yet, as we’re just getting started. Each time you use the tool, we want your feedback on what works… and what doesn’t. Don’t be shy. You’ll be prompted to give us your feedback at the end of every session.

To find out what updates we’re making and what’s new with the Where You’re At Money Score, keep checking this webpage. It’s our way of sharing our news about the tool with you.

Important note.

The Where You’re At Money Score is an indicator of your financial well-being and your ability to achieve what’s important in your life. It’s not intended to be a replacement for personal financial advice from a professional. If you need a hand planning your finances, or if you’re contemplating a significant financial decision, give our accredited financial team a shout.

How the Money Score works.

First, you’ll be asked a simple set of questions. Next, you’ll complete a Financial Snapshot to make sure we have all the information we need to give you the most accurate score and recommendations.

The Money Score looks at three important categories. Your day-to-day finances, your emergency savings situation, and your retirement readiness.

How your score is calculated.

Your score will be broken down into each of the following equally weighted categories, totaling 100 points.

• Everyday Management (33.3 points) – do you have more money coming in than going out of your day-to-day accounts?
• Rainy Day Ready (33.3 points) – Do you have at least 6 months’ worth of estimated income saved up, just in case?
• Future Prepared (33.3 points) – Are you on track to have what you need saved up for retirement?

Recommendations (and what to do with them)

We’ll also suggest ways to improve your Money Score in each of the three categories. If you’re crushing your everyday management but maybe aren’t as rainy-day ready as you’d like, we’ll give you suggestions to enhance both. We believe financial well-being is an ongoing journey, and not an end-state.

You can download and print a PDF report of your Money Score and recommendations from the Money Score Dashboard. We’re in this together.