Credit Card Financing Options

Accord D Desjardins

One card, two credit limits. Planning to renovate? Dreaming about new living room furniture or a home entertainment centre? Your Visa Desjardins card entitles you to Accord D Desjardins*, a second credit limit separate from your current limit. This unique solution is the most attractive financing solution on the market. Learn more.

Low interest rate option

It can dramatically reduce the interest you pay on your outstanding balance for a low $30 annual fee. Opt for Visa Desjardins' reduced interest rate and watch your savings grow.

Visa Desjardins Classic and Student  cards:

  • Regular annual interest rate: 19.9%
  • Low annual interest rate: 12.9% - this option is available for a fee of $30 per year (in addition to regular annual fee, if applicable)
  • No fee for additional cards

Visa Desjardins Elegance GOLD  card:

  • Regular annual interest rate: 19.9%
  • Low annual interest rate: 12.9% - this option is available for a fee of $30 per year (in addition to regular annual fee, if applicable)
  • No fee for additional cards

Visa Desjardins Odyssey GOLD  card:

  • Regular annual interest rate: 19.9%
  • Low annual interest rate: 12.9% - this option is available for a fee of $30 per year (in addition to regular annual fee, if applicable)
  • For additional cards, a $30 fee applies
Cash advances

This helpful service offers up to $5,000 daily, anywhere in the world. By adding a Personal Identification Number (PIN) to your Coast Visa Desjardins card, you can obtain cash advances at any Coast Capital Savings branch, as well as at Interac and Visa automated banking machines, 24 hours a day, anywhere in the world. To obtain a PIN, just drop by one of our branches or contact Desjardins Card Services toll-free at 1.800.363.3380.

Get cash wherever you see these symbols.

Authorized payments

The Coast Visa Desjardins Authorized Payment Service lets you pay your Visa account or Accord D monthly payments automatically at no additional cost. You can pay your balance in full or make partial payments. Every month, the amount you've specified is withdrawn directly from your chequing account at any Canadian financial institution. Learn more.

* Subject to credit approval.

For information on changes to deposit insurance and the transition period if we become a federal credit union, see the notice pursuant to the Disclosure on Continuance Regulations (Federal Credit Unions).