Essentials Suite


Here are the most relevant and popular financial products and services for your type of business. Based on your needs, you can pick and choose from the options.

Plus for a limited time, get up to $100 when you become a business member1 and up to $132 in fee waivers2 with select products.




The Deposit-for-free Business Account

CASH BONUS

Become a business member and get a $100 cash bonus1.

  • Unlimited in-branch and ATM deposits
  • Unlimited transfers via Coast Online®, Coast Mobile® Banking and Coast-by-Phone®
  • $6 monthly fee

How to redeem:

Become a Coast Capital business member and successfully open the eligible business account and:

  • Complete a minimum of 15 transactions over three months
  • Set up at least one recurring pre-authorized payments of $50 or more
  • Complete two successful pre-authorized payments withdrawals within 90 days
  • Remain a business member in good standing
See full terms and conditions below

Business Lending

FEES WAIVED

Save $72 on the first year of The Deposit-for-free Business Account fees, upon funding of a Business Loan or Line of Credit of $10,000 or more.3

Business Line of Credit (LOC)

If you need additional cash flow, a LOC might be right for you. There is no operating cost and once you’re approved, you’ll have quick access to working capital.

Business Loan

Expand, add or update your operations with a business loan at an affordable rate with flexible payment terms.

 

How to redeem:

Call our Business Banking Team at 1.855.350.7775 to apply within 30 days of account opening. Fee waiver is applied subsequent to funding for a Business Line of Credit or Business Loan of $10,000 or more.


Short-term loan8

$10,000 - $300,000

We know that new businesses often don't qualify for traditional secured lending and it’s important to have short-term cash flow for an unexpected opportunity. Our partner OnDeck can provide immediate growth capital with an unsecured loan and preferred pricing.

Benefits:

  • Renewal opportunity at 50% paid down
  • Funding in as fast as 1 business day
  • Simple online application process
  • Competitive rates

Coast Visa Business Card

FEES WAIVED
Get $60 reimbursed toward your first annual fee4.

Take advantage of one of the lowest interest rates in Canada, 1% cashback credit5 and free access to experienced lawyers with corporate legal assistance services.

How to redeem:

Call our Business Banking Team at 1.855.350.7775 to apply within 30 days of account opening and we'll reimburse your first year of fees upon successful approval for your first Coast Visa Business Card.

Auto Refinancing


Lower your monthly business vehicle payments with a more affordable loan or lease agreement when you refinance your vehicle. Bring your existing auto loan to us and we'll rewrite it at a lower interest rate, or with a longer term6. We offer competitive rates and quick application process.

Benefits:

  • Lower interest means more money in your pocket
  • Lower monthly payments
  • Improve cash flow
  • Minimize business expenses

Become a member and start bundling

Our Small Business Team is here to help you pick the right products and services for your business.

Step 1

Apply online to become a Coast Capital Business Member.

Step 2

Sign up for the Deposit-for-Free Business Account.

Step 3

Call us within 30 days of account opening to apply for a Business Loan or Business Line of Credit and get your fees waived7, plus sign up for other products in the Essentials Suites. 

You can also contact our Small Business Team at 1.855.350.7775 or book an appointment online.