Rates

Here are today’s rates for mortgages, term deposits, RRSPs and foreign exchange. Want any of the below rates? Phone our Contact Centre at 1.888.517.7000 or visit a Coast Capital Savings branch.

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Featured Mortgage Rates Rate effective 23-Oct-17
Members Get It™ Mortgages 5-Year Variable 2.550%1
Members Get It™ Mortgages 5-Year Fixed 3.290%2,3
5-Year Variable Special Insured 2.290%4
5-Year Fixed Special Insured 3.040%5

 

Prime Rate Rate Date of change
CCS Prime 3.200% 7-Sep-17
CCS US Prime 4.250%6 15-Jun-17
CCS US Base 4.750% 15-Jun-17

 

Overdraft Protection (ODP) Rate effective 16-Mar-17
Overdraft Protection( CA ) 21%
Overdraft Protection( US ) 23%

 

Foreign Exchange Rate (Rates effective 12-Dec-17) Member Buy Member Sell
United Kingdom (Pound) - Cash 1.7944 1.6316
United States (Dollar) - Cash 1.3125 1.2625
Euro - Cash 1.5821 1.4386
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Term Deposits Rate effective 27-Nov-17
1-Year Better Than Cash® Term Deposit – Minimum $5,000 investment and new money to Coast Capital only 2.000%
1-Year Better Than Cash® Term Deposit – Minimum $500 investment 1.650%
Long Term 1-Year Term Deposit 1.300%
19-Month Term Deposit 2.250%
1-Year Redeemable Term Deposit 1.200%
33-Month Convertible Term Deposit 2.500%
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VISA Desjardins Credit Cards  
Low Rate Modulo GOLD 10.9%
Travel Odyssey GOLD 19.9%
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Personal Loans  
Interest rates on personal loans vary based on the application. For more information on rates, call us at 1.888.517.7000, or visit a Coast Capital Savings branch.

 

All rates subject to change without notice.

  1. Initial interest rate and the APR on a 5-year variable, closed mortgage, compounded monthly. This is a variable rate product which will fluctuate with the Coast Capital Savings prime rate. If fees or charges apply, the APR could increase.
  2. For residential first mortgages only. Interest rate and approval based on risk profile. Additional fees may apply. Interest rates subject to change without notice.
  3. Annual Percentage Rate (APR), compounded semi-annually. If fees or charges apply, the APR could increase.
  4. For new high-ratio-insured, closed, residential (owner-occupied) first mortgage loans made to members with a Direct Payroll Deposit to a Coast Capital Savings account and a Pre-Authorized Credit into a Coast Capital Savings investment product (registered or unregistered) only. Additional mortgage insurance criteria may apply. Interest rate and approval based on risk profile. This is a variable rate product which will fluctuate with the Coast Capital Savings prime rate. Rates subject to change at any time without notice. Additional fees may apply. Insurance fees and other applicable fees, if any, will increase your APR.
  5. For new high-ratio-insured, closed, residential (owner-occupied) first mortgage loans made to members with a Direct Payroll Deposit to a Coast Capital Savings account and a Pre-Authorized Credit into a Coast Capital Savings investment product (registered or unregistered) only. Additional mortgage insurance criteria may apply. Interest rate and approval based on risk profile. Rates subject to change at any time without notice. Additional fees may apply. Insurance fees and other applicable fees, if any, will increase your APR.
  6. Not for US dollar loans in Canada.
 

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Call us at 1.888.517.7000 Mon-Sat, 8am-8pm; Sun, 9am-5:30pm.

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