Rates

Today’s rates: get ‘em while they’re hot.

Here are today’s rates for mortgages, term deposits, RRSPs and foreign exchange. Want any of the below rates?  Phone our Contact Centre at 1-888-517-7000 or visit a Coast Capital Savings branch.


Featured Mortgage Rates 4 (Rates effective 23-Feb-15) Interest Rates
Featured 5-Year Variable
2.250%2
Featured 5-Year Fixed Rate
2.790%1
Prime Rate (Rate effective 30-Jan-15) Rate
Prime Rate 2.850%
Overdraft Protection (ODP) (Rate effective 2-Apr-12) Rate
Overdraft Protection 21%
Foreign Exchange Rate (Rates effective 27-Mar-15) Member Buy Member Sell
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United Kingdom (Pound) - Cash 1.9560 1.8260
United States (Dollar) - Cash 1.2855 1.2355
Euro - Cash 1.4414 1.3016
Mortgages (Rates effective 23-Feb-15) Interest Rates
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3-Year Fixed Rate - Closed
3.150%1
5-Year Variable Rate - Closed
2.650%2
5-Year Fixed Rate - Closed
3.050%1
5-Year Fixed Rate - You're the Boss™
3.300%3
Term Deposits (Rates effective 2-Feb-15 ) Rates
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Better-than-cash™ term Deposit 1.150%
Long Term 1-Year term deposit 1.300%
18-Month term deposit 1.450%
1-Year Redeemable term deposit 1.000%
VISA Desjardins Credit Cards Interest Rates
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Low Rate Modulo GOLD
9.9%
Travel Odyssey GOLD
19.4%
RRSP (Rates effective 2-Feb-15) Rates
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RRSP Better-than-cash™ term deposit 1.150%
Long Term RRSP 1-Year term deposit 1.300%
Long Term RRSP 18-month term deposit 1.450%
Long Term RRSP 5-Year term deposit 1.900%
TFSA (Rates effective 2-Feb-15) Rates
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TFSA 18-Month term deposit 1.450%
TFSA Better-than-cash™ term deposit 1.150%
TFSA Long Term 1-Year term deposit 1.300%
TFSA 1-Year Redeemable term deposit 1.000%
Personal Loans
Interest rates on personal loans vary based on the application. For more information on rates, call us at 1-888-517-7000, or visit a Coast Capital Savings branch.
1 Annual Percentage Rate (APR), compounded semi-annually. If fees or charges apply, the APR could increase.
2 Initial interest rate and the APR on a 5-year variable, closed mortgage, compounded monthly. This is a variable rate product which will fluctuate with the Coast Capital Savings prime rate. If fees or charges apply, the APR could increase.
3 High ratio mortgages, non-residential mortgages and non-owner occupied properties are not eligible. Annual Percentage Rate (APR), compounded semi-annually. If fees or charges apply, the APR could increase.
4For residential first mortgages only. Interest rate and approval based on risk profile. Additional fees may apply. Interest rates subject to change without notice.