BC Day Holiday Hours

Please note, all of our Coast Capital Savings locations will be closed from Saturday, July 30 to Monday, August 1 for BC day while we take in
the beautiful BC landscape from the top of a mountain. Anyone know how to get back down? For Coast Capital Insurance hours, click here.

Canada Post Service Disruption

In the event of a Canada Post service disruption, all outgoing mail (including statements, new member cards and cheque orders) will be held until Canada Post service resumes. To avoid delays and ensure payments are made on time, we encourage you to use Coast Capital's alternative channels for your day-to-day banking needs. More...
 
 

Rates

Today’s rates: get ‘em while they’re hot.

Here are today’s rates for mortgages, term deposits, RRSPs and foreign exchange. Want any of the below rates?  Phone our Contact Centre at 1-888-517-7000 or visit a Coast Capital Savings branch.


Featured Mortgage Rates 4 (Rates effective 5-Jul-16) Interest Rates
Members Get It™ Mortgages Featured 5-Year Variable
2.350%2
Members Get It™ Mortgages Featured 5-Year Fixed Rate
2.540%1
5-Year Fixed Insured Rate
2.490%5
Prime Rate (Rate effective 17-Jul-15) Rate
Prime Rate 2.700%
Overdraft Protection (ODP) (Rate effective 2-Apr-12) Rate
Overdraft Protection 21%
Foreign Exchange Rate (Rates effective 26-Jul-16) Member Buy Member Sell
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United Kingdom (Pound) - Cash 1.8178 1.6529
United States (Dollar) - Cash 1.3450 1.2950
Euro - Cash 1.5246 1.3863
Mortgages (Rates effective 5-Jul-16) Interest Rates
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3-Year Fixed Rate - Closed
2.400%1
5-Year Variable Rate - Closed
2.350%2
5-Year Fixed Rate - Closed
2.540%1
5-Year Fixed Rate - You're the Boss™
3.300%3
Term Deposits (Rates effective 24-Jul-15 ) Rates
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Better Than Cash® term Deposit 1.050%
Long Term 1-Year term deposit 1.200%
15-Month term deposit 1.350%
1-Year Redeemable term deposit 0.850%
VISA Desjardins Credit Cards Interest Rates
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Low Rate Modulo GOLD
10.9%
Travel Odyssey GOLD
19.9%
RRSP (Rates effective 24-Jul-15) Rates
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RRSP Better Than Cash® term deposit 1.050%
Long Term RRSP 1-Year term deposit 1.200%
Long Term RRSP 15-month term deposit 1.350%
Long Term RRSP 5-Year term deposit 1.850%
TFSA (Rates effective 24-Jul-15) Rates
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TFSA 15-Month term deposit 1.350%
TFSA Better Than Cash® term deposit 1.050%
TFSA Long Term 1-Year term deposit 1.200%
TFSA 1-Year Redeemable term deposit 0.850%
Personal Loans
Interest rates on personal loans vary based on the application. For more information on rates, call us at 1-888-517-7000, or visit a Coast Capital Savings branch.
  1. Annual Percentage Rate (APR), compounded semi-annually. If fees or charges apply, the APR could increase.
  2. Initial interest rate and the APR on a 5-year variable, closed mortgage, compounded monthly. This is a variable rate product which will fluctuate with the Coast Capital Savings prime rate. If fees or charges apply, the APR could increase.
  3. High ratio mortgages, non-residential mortgages and non-owner occupied properties are not eligible. Annual Percentage Rate (APR), compounded semi-annually. If fees or charges apply, the APR could increase.
  4. For residential first mortgages only. Interest rate and approval based on risk profile. Additional fees may apply. Interest rates subject to change without notice.
  5. For new high-ratio closed residential first mortgages only. Interest rate and approval based on risk profile. Additional mortgage insurance criteria may apply. Additional fees may apply, and Annual Percentage Rate (APR) could increase. Rates subject to change without notice. Initial interest rate and APR compounded monthly.