Rates

Today’s rates: get ‘em while they’re hot.

Here are today’s rates for mortgages, term deposits, RRSPs and foreign exchange. Want any of the below rates?  Phone our Contact Centre at 1-888-517-7000 or visit a Coast Capital Savings branch.


Featured Mortgage Rates (Rates effective 23-Feb-15) Interest Rates
Our Featured Mortgage Rates are subject to some conditions. Please contact us for details.
Featured 5-Year Variable
2.250%2
Featured 5-Year Rate
2.790%1
Prime Rate (Rate effective 30-Jan-15) Rate
Prime Rate 2.850%
Overdraft Protection (ODP) (Rate effective 2-Apr-12) Rate
Overdraft Protection 21%
Foreign Exchange Rate (Rates effective 27-Feb-15) Member Buy Member Sell
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United Kingdom (Pound) - Cash 2.0040 1.8740
United States (Dollar) - Cash 1.2720 1.2220
Euro - Cash 1.4713 1.3288
Mortgages (Rates effective 23-Feb-15) Interest Rates
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3-Year Fixed Rate - Closed
3.150%1
5-Year Variable Rate - Closed
2.650%2
5-Year Fixed Rate - Closed
3.050%1
5-Year Fixed Rate - You're the Boss™
3.300%3
Term Deposits (Rates effective 2-Feb-15 ) Rates
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Better-than-cash™ term Deposit 1.150%
Long Term 1-Year term deposit 1.300%
18-Month term deposit 1.450%
1-Year Redeemable term deposit 1.000%
VISA Desjardins Credit Cards Interest Rates
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Low Rate Modulo GOLD
9.9%
Travel Odyssey GOLD
19.4%
RRSP (Rates effective 2-Feb-15) Rates
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RRSP Better-than-cash™ term deposit 1.150%
Long Term RRSP 1-Year term deposit 1.300%
Long Term RRSP 18-month term deposit 1.450%
Long Term RRSP 5-Year term deposit 1.900%
TFSA (Rates effective 2-Feb-15) Rates
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TFSA 18-Month term deposit 1.450%
TFSA Better-than-cash™ term deposit 1.150%
TFSA Long Term 1-Year term deposit 1.300%
TFSA 1-Year Redeemable term deposit 1.000%
Personal Loans
Interest rates on personal loans vary based on the application. For more information on rates, call us at 1-888-517-7000, or visit a Coast Capital Savings branch.
For residential first mortgages only. Interest rate and approval based on risk profile. Additional fees may apply. Interest rates subject to change without notice.
1 Annual Percentage Rate (APR), compounded semi-annually. If fees or charges apply, the APR could increase.
2 Initial interest rate and the APR on a 5-year variable, closed mortgage, compounded monthly. This is a variable rate product which will fluctuate with the Coast Capital Savings prime rate. If fees or charges apply, the APR could increase.
3 High ratio mortgages, non-residential mortgages and non-owner occupied properties are not eligible. Annual Percentage Rate (APR), compounded semi-annually. If fees or charges apply, the APR could increase.