Term Deposit Rates

Every term deposit comes with our Haggle-free Guarantee™. You always get a great rate with no haggling required. Want to see how our rates compare to the competition?

To purchase a term deposit, simply log into Online Banking and click Open an Account. Don't have an account with us yet? Apply online, phone our Contact Centre at 1-888-517-7000 or visit a Coast Capital Savings branch to take advantage of these rates.

Term Deposits (Rates effective Mar 5, 2014) Interest Rate

Short Term GIC

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Short Term GIC - 1 to less than 2 months 0.600%
Short Term GIC - 2 to less than 3 months 0.650%
Short Term GIC - 3 to less than 4 months 0.700%
Short Term GIC - 4 to less than 6 months 0.700%
Short Term GIC - 6 to less than 9 months 0.750%
Short Term GIC - 9 to less than 12 months 1.250%
Short Term US GIC - 1 to less than 2 months 0.100%
Short Term US GIC - 2 to less than 3 months 0.150%
Short Term US GIC - 3 to less than 4 months 0.150%
Short Term US GIC - 6 to less than 9 months 0.200%
Short Term US GIC - 9 to less than 12 months 0.250%
Short Term US GIC - 9 to less than 12 months 0.250%
Short Term US GIC – 12 months 0.300%

Long Term GIC

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Long Term 1-Year GIC 1.550%
Long Term 15-Month GIC 1.650%
Long Term 18-Month GIC 1.600%
Long Term 2-Year GIC 1.650%
Long Term 3-Year GIC 1.950%
Long Term 4-Year GIC 2.050%
Long Term 5-Year GIC 2.250%

Redeemable GIC

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1-Year Redeemable GIC 1.200%

Better-than-cashTM

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1-Year Better-than-cash GIC 1.450%

Rising Rate GIC

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3-Year Rising Rate GIC, Year 1 1.500%
3-Year Rising Rate GIC, Year 2 2.100%
3-Year Rising Rate GIC, Year 3 2.700%
7-Year Rising Rate GIC, Year 1 1.500%
7-Year Rising Rate GIC, Year 2 1.750%
7-Year Rising Rate GIC, Year 3 2.250%
7-Year Rising Rate GIC, Year 4 2.350%
7-Year Rising Rate GIC, Year 5 2.500%
7-Year Rising Rate GIC, Year 6 3.000%
7-Year Rising Rate GIC, Year 7 3.250%

Interest rates are subject to change without notice and are calculated on a per annum basis.