BC Day Holiday Hours

Please note, all of our Coast Capital Savings locations will be closed from Saturday, July 30 to Monday, August 1 for BC day while we take in
the beautiful BC landscape from the top of a mountain. Anyone know how to get back down? For Coast Capital Insurance hours, click here.

Canada Post Service Disruption

In the event of a Canada Post service disruption, all outgoing mail (including statements, new member cards and cheque orders) will be held until Canada Post service resumes. To avoid delays and ensure payments are made on time, we encourage you to use Coast Capital's alternative channels for your day-to-day banking needs. More...
Term deposit


Better Than Cash®

The Better Than Cash® is a flexible term deposit that pays like a locked-in rate, but it's redeemable with interest starting January 1, 20171.

Why choose a Better Than Cash® deposit?

  • Interest rate of 1.05% 2
  • 1-year term
  • Only need $500 to get started
  • Redeemable with interest starting January 1, 2017
  • Available as an RRSP, RRIF, RESP, and TFSA
  • This is the most helpful product for you if
    • you want access to your savings, but you still want a competitive rate
    • you want to start saving, but aren’t sure what investment to choose

Term Deposit Rates

Rates effective July 24, 2015 Interest Rate
Better Than Cash® term deposit 1.050%
1-Year term deposit 1.200%
15-Month term deposit 1.350%
5 year term deposit 1.850%

Open a term deposit

To open a term deposit, log in to Online Banking and click Open an Account. Or call 1-888-517-7000 Mon-Sat, 8am-8pm.

1Term deposit can be redeemed anytime but with no interest if redeemed prior to January 1, 2017.
2Rate as of July 1, 2016 and subject to change without notice.

Better-than-cash term deposits opened before July 1, 2016 can be redeemed with interest on a different date. Contact us for details.