Thanksgiving Holiday Hours

Please note, all of our Coast Capital Savings locations are closed from Saturday, October 10 to Monday, October 12 for Thanksgiving.
Coast Capital Insurance locations are closed on Monday, October 12. We’re all wearing our stretchy pants. Bring on the feast!
Term deposit


Better Than Cash®

The Better Than Cash® is a flexible term deposit that pays like a locked-in rate, but it's redeemable with interest starting April 1, 20161.

Why choose a Better Than Cash® deposit?

  • Interest rate of 1.05% 2
  • 1-year term
  • Only need $500 to get started
  • Redeemable with interest starting April 1, 2016
  • Available as an RRSP, RRIF, RESP, and TFSA
  • This is the most helpful product for you if
    • you want access to your savings, but you still want a competitive rate
    • you want to start saving, but aren’t sure what investment to choose

Term Deposit Rates

Rates effective July 24, 2015 Interest Rate
Better Than Cash® term deposit 1.050%
1-Year term deposit 1.200%
15-Month term deposit 1.350%
5 year term deposit 1.850%

Open a term deposit

To open a term deposit, log in to Online Banking and click Open an Account. Or call 1-888-517-7000 Mon-Sat, 8am-8pm.

1Term deposit can be redeemed anytime but with no interest if redeemed prior to April 1, 2016.
2Rate as of October 1, 2015 and subject to change without notice.

Better-than-cash term deposits opened before October 1, 2015 can be redeemed with interest on a different date. Contact us for details.