BC Day Holiday Hours

Please note, all of our Coast Capital Savings locations will be closed from Saturday, July 30 to Monday, August 1 for BC day while we take in
the beautiful BC landscape from the top of a mountain. Anyone know how to get back down? For Coast Capital Insurance hours, click here.

Term deposit


Better Than Cash®

The Better Than Cash® is a flexible term deposit that pays like a locked-in rate, but it's redeemable with interest starting January 1, 20171.

Why choose a Better Than Cash® deposit?

  • Interest rate of 1.05% 2
  • 1-year term
  • Only need $500 to get started
  • Redeemable with interest starting January 1, 2017
  • Available as an RRSP, RRIF, RESP, and TFSA
  • This is the most helpful product for you if
    • you want access to your savings, but you still want a competitive rate
    • you want to start saving, but aren’t sure what investment to choose

Term Deposit Rates

Rates effective July 24, 2015 Interest Rate
Better Than Cash® term deposit 1.050%
1-Year term deposit 1.200%
15-Month term deposit 1.350%
5 year term deposit 1.850%

Open a term deposit

To open a term deposit, log in to Online Banking and click Open an Account. Or call 1-888-517-7000 Mon-Sat, 8am-8pm.

1Term deposit can be redeemed anytime but with no interest if redeemed prior to January 1, 2017.
2Rate as of July 1, 2016 and subject to change without notice.

Better-than-cash term deposits opened before July 1, 2016 can be redeemed with interest on a different date. Contact us for details.