Tax-Free Savings Accounts

Earn interest tax-free. Good deal.

The government introduced Tax-Free Savings Account (TFSA) is available to Canadians aged 18 and older to save up to $5,500 a year in a tax free plan. That means that any interest earned on investments in a TFSA isn’t taxed, even when withdrawn. And there's no deadline for your contributions.

We have a variety of investment options for the funds in your TFSA:

Certificates (GIC)

  30 day to 5 year terms
  Have paid out or compound interest
  Only need $1,000 to get started
*  Contact us about a TFSA

Rising Rate

  3 or 7 year terms
  Access money with full interest on anniversary
  Only need $1,000 to get started
*  Contact us about a TFSA

High-interest Savings Account

  Premium rate
  10 free monthly transactions*
  No minimum balance requirement
*  Contact us about a TFSA

Mutual Funds   Not locked in - you can buy or sell any time
  Set up automatic deposits as low as $50 a month
*  Contact us about a TFSA

Check out our Tax-Free Savings Account rates.

Can't decide between a TFSA and an RRSP? We can help.

* Transactions include Coast Capital Savings® and THE EXCHANGE® Network ATM withdrawals, Interac Direct Payment, preauthorized payments, bill payments, transfers, and withdrawals. Deposits are free.

Important legal disclaimer


Worldsource Financial Management Inc. provides service and advice related to mutual funds. Mutual fund values change frequently and past performance may not be repeated. Commissions, trailing commissions, management fees and expenses all may be related with mutual fund investments. Please read the prospectus carefully before investing.

The Low-fee, More-for-me Mutual Funds.


Prime Rate
Effective September 09, 2010
Prime Rate 3.000%
Foreign Exchange
Effective April 24, 2014
US Dollar Buy 1.1278
US Dollar Sell 1.0778
UK Pound Buy 1.9430
UK Pound Sell 1.8030
Euro Buy 1.5996
Euro Sell 1.4444
Effective April 02, 2014
Mortgage rate and approval based on risk profile. Additional fees may apply.
3-Yr Fixed Closed 3.150%
5-Yr Fixed Closed 3.650%
3-Yr Convertible 2.800%
5-Yr Half & Half Rate 3.300%
Term Deposits
Effective March 05, 2014
Better-than-cash™ GIC 1.450%
1-Year 1.550%
15-Month GIC 1.650%
5 year 2.250%
VISA Credit Cards
Additional fees may apply.
Low Rate Modulo GOLD 9.9%
Travel Odyssey GOLD 19.4%
Effective March 05, 2014
Better-than-cash™ RRSP 1.450%
1 year 1.550%
15-Month 1.650%
5 year 2.250%