Retirement - a word that conjures up visions of lawn bowling and eyewear twice the size of your head. It hardly inspires you to rush out and buy an RRSP. But that’s exactly what you should do. Not sure which term deposit is right for you? Let us help you decide.

At Coast Capital Savings, everyone gets our best rates. See how our Haggle-free rates stack up to the competition.

3 Steps to RRSP Happiness

If you don’t have the time or money for RRSPs, we can help make this RRSP season easy.

Guaranteed Investment Certificates (GIC)

*  30 day to 5 year terms
*  Have paid out or compound interest
*  Only need $1,000 to get started
*  Contact us about an RRSP

Park-it RRSP

*  Great interest rate
*  1-year term
*  One time option to rewrite to another term
*  Only need $1,000 to get started
*  Contact us about an RRSP  

Rising Rate RRSP

*  3 or 7 year terms
*  Access money with full interest on anniversary
*  Only need $1,000 to get started
*  Apply online today

Mutual Fund RRSP

*  Not locked in - you can buy or sell at any time
*  Set up automatic deposits as low as $50
*  Contact us about an RRSP

Self-Directed RRSP

*  Consolidate many types of RRSP products
  into a single, manageable account.
*  Contact us about an RRSP

RRSP Loans

*  Flexible investment, great rates
*  "Double-up" on your contribution
  No loan payments for first 90 days
*  Apply online today  

Confused about RRSPs? We’ll answer all of your questions. Even the ones that begin with “What’s an RRSP?”

Can't decide between a Tax-Free Savings Account (TFSA) and an RRSP? Don't worry, our handy tool will help.

Important legal disclaimer


Coast Capital Savings Credit Union provides service and advice related to deposit, loan and mortgage products. Coast Capital Financial Management Ltd. provides service and advice related to insurance, segregated funds and annuities. Worldsource Financial Management Inc. provides service and advice related to mutual funds.

RRSPs so simple, the hard part is waiting to retire.


Prime Rate
Effective September 09, 2010
Prime Rate 3.000%
Foreign Exchange
Effective April 23, 2014
US Dollar Buy 1.1290
US Dollar Sell 1.0790
UK Pound Buy 1.9420
UK Pound Sell 1.8020
Euro Buy 1.6043
Euro Sell 1.4487
Effective April 02, 2014
Mortgage rate and approval based on risk profile. Additional fees may apply.
3-Yr Fixed Closed 3.150%
5-Yr Fixed Closed 3.650%
3-Yr Convertible 2.800%
5-Yr Half & Half Rate 3.300%
Term Deposits
Effective March 05, 2014
Better-than-cash™ GIC 1.450%
1-Year 1.550%
15-Month GIC 1.650%
5 year 2.250%
VISA Credit Cards
Additional fees may apply.
Low Rate Modulo GOLD 9.9%
Travel Odyssey GOLD 19.4%
Effective March 05, 2014
Better-than-cash™ RRSP 1.450%
1 year 1.550%
15-Month 1.650%
5 year 2.250%