Retirement - a word that conjures up visions of lawn bowling and eyewear twice the size of your head. It hardly inspires you to rush out and buy an RRSP. But that’s exactly what you should do. Make an appointment today and avoid RRSP crunch time. Contact us at 1-888-517-7000 Mon-Sat, 8am-8pm or visit a Coast Capital Savings branch.

3 Steps to RRSP Happiness

If you don’t have the time or money for RRSPs, we can help make this RRSP season easy.

Guaranteed Investment Certificates (GIC)

*  30 day to 5 year terms
*  Have paid out or compound interest
*  Only need $1,000 to get started
*  Contact us about an RRSP

Park-it RRSP

*  Great interest rate
*  1-year term
*  One time option to rewrite to another term
*  Only need $1,000 to get started
*  Contact us about an RRSP  

Rising Rate RRSP

*  3 or 7 year terms
*  Access money with full interest on anniversary
*  Only need $1,000 to get started
*  Contact us about an RRSP

Mutual Fund RRSP

*  Not locked in - you can buy or sell at any time
*  Set up automatic deposits as low as $50
*  Contact us about an RRSP

Self-Directed RRSP

*  Consolidate many types of RRSP products
  into a single, manageable account.
*  Contact us about an RRSP

RRSP Loans

*  Flexible investment, great rates
*  "Double-up" on your contribution
  No loan payments for first 90 days
*  Apply online today  

Confused about RRSPs? We’ll answer all of your questions. Even the ones that begin with “What’s an RRSP?”

Can't decide between a Tax-Free Savings Account (TFSA) and an RRSP? Don't worry, our handy tool will help.

Important legal disclaimer


Coast Capital Savings Credit Union provides service and advice related to deposit, loan and mortgage products. Coast Capital Financial Management Ltd. provides service and advice related to life insurance, segregated funds and annuities. Worldsource Financial Management Inc. provides service and advice related to mutual funds. Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the fund specific simplified prospectus before investing. Mutual funds are not guaranteed and are not covered by the Canada Deposit Insurance Corporation (CDIC) or by any other government deposit insurer. There can be no assurances that the fund will be able to maintain its net asset value per security at a constant amount or that the full amount of your investment in the fund will be returned to you. Fund values change frequently and past performance may not be repeated.


Prime Rate
Effective July 17, 2015
Prime Rate 2.700%
Foreign Exchange
Effective November 30, 2015
US Dollar Buy 1.3565
US Dollar Sell 1.3065
UK Pound Buy 2.1010
UK Pound Sell 1.9104
Euro Buy 1.4814
Euro Sell 1.3470
Effective November 12, 2015
Mortgage rate and approval based on risk profile. Additional fees may apply.
3-Yr Fixed Closed 2.550%
5-Yr Fixed Closed 2.740%
5-Yr Variable Closed 2.300%
5-Yr Half & Half Rate 2.950%
Term Deposits
Effective July 24, 2015
Better Than Cash® GIC 1.050%
1-Year 1.200%
15-Month GIC 1.350%
5 year 1.850%
VISA Credit Cards
Additional fees may apply.
Low Rate Modulo GOLD 10.9%
Travel Odyssey GOLD 19.9%
Effective July 24, 2015
Better Than Cash® RRSP 1.050%
1 year 1.200%
15-Month 1.350%
5 year 1.850%