Easter Holiday Hours

Please note, our branches and contact centre are closed on Friday, April 3rd for Good Friday. Whether you do nothing or everything on your day off - both options are good.
 
 

Quick and Painless RRSP Helper

When you think of the "R" word (retirement), you're probably thinking it's something that's not going to happen until way into the future. Like when cars can fly and shopping malls are located on the moon. But it's actually never too soon to start squirreling away money for your retirement. So why not find out more about RRSPs?


We'll answer all of your questions. Even the ones that begin with "What's an RRSP?" Together, we'll find the RRSPs that are right for you. And show you how simple it is to get started. And it won't hurt a bit. We promise.

Compound Interest

You have something more valuable than money. It’s time. And every second of it can be creating wealth for you. How is all this possible? Two words... compound interest.

Right Time to Invest It's time to invest in You Inc. RRSP can help make more of your money, stay your money.
RRSP Helpful Tips

We're here to help, right? So here are the top five tips to help you get started on RRSPs.

RRSP FAQs

You’ve got lots of RRSP questions, we’ve got the answers.

Important legal disclaimer

Disclaimer/Notes

Coast Capital Savings Credit Union provides service and advice related to deposit, loan and mortgage products. Coast Capital Financial Management Ltd. provides service and advice related to life insurance, segregated funds and annuities. Worldsource Financial Management Inc. provides service and advice related to mutual funds. Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the fund specific simplified prospectus before investing. Mutual funds are not guaranteed and are not covered by the Canada Deposit Insurance Corporation (CDIC) or by any other government deposit insurer. There can be no assurances that the fund will be able to maintain its net asset value per security at a constant amount or that the full amount of your investment in the fund will be returned to you. Fund values change frequently and past performance may not be repeated.

Rates

Prime Rate
Effective January 30, 2015
 
Prime Rate 2.850%
Foreign Exchange
Effective March 31, 2015
 
US Dollar Buy 1.2940
US Dollar Sell 1.2440
UK Pound Buy 1.9640
UK Pound Sell 1.8340
Euro Buy 1.4398
Euro Sell 1.3001
Mortgages
Effective March 30, 2015
Mortgage rate and approval based on risk profile. Additional fees may apply.
3-Yr Fixed Closed 2.590%
5-Yr Fixed Closed 2.790%
5-Yr Variable Closed 2.250%
5-Yr Half & Half Rate 3.000%
Term Deposits
Effective February 02, 2015
 
Better-than-cash™ GIC 1.150%
1-Year 1.300%
15-Month GIC 1.400%
5 year 1.900%
VISA Credit Cards
 
Additional fees may apply.
Low Rate Modulo GOLD 9.9%
Travel Odyssey GOLD 19.9%
RRSP
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Effective February 02, 2015
Better-than-cash™ RRSP 1.150%
1 year 1.300%
15-Month 1.400%
5 year 1.900%