Quick and Painless RRSP Helper

When you think of the "R" word (retirement), you're probably thinking it's something that's not going to happen until way into the future. Like when cars can fly and shopping malls are located on the moon. But it's actually never too soon to start squirreling away money for your retirement. So why not find out more about RRSPs?

We'll answer all of your questions. Even the ones that begin with "What's an RRSP?" Together, we'll find the RRSPs that are right for you. And show you how simple it is to get started. And it won't hurt a bit. We promise.

Compound Interest

You have something more valuable than money. It’s time. And every second of it can be creating wealth for you. How is all this possible? Two words... compound interest.

Right Time to Invest It's time to invest in You Inc. RRSP can help make more of your money, stay your money.
RRSP Helpful Tips

We're here to help, right? So here are the top five tips to help you get started on RRSPs.


You’ve got lots of RRSP questions, we’ve got the answers.

Important legal disclaimer


Coast Capital Savings Credit Union provides service and advice related to deposit, loan and mortgage products. Coast Capital Financial Management Ltd. provides service and advice related to life insurance, segregated funds and annuities. Worldsource Financial Management Inc. provides service and advice related to mutual funds. Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the fund specific simplified prospectus before investing. Mutual funds are not guaranteed and are not covered by the Canada Deposit Insurance Corporation (CDIC) or by any other government deposit insurer. There can be no assurances that the fund will be able to maintain its net asset value per security at a constant amount or that the full amount of your investment in the fund will be returned to you. Fund values change frequently and past performance may not be repeated.


Prime Rate
Effective July 17, 2015
Prime Rate 2.700%
Foreign Exchange
Effective November 24, 2015
US Dollar Buy 1.3585
US Dollar Sell 1.3085
UK Pound Buy 2.1103
UK Pound Sell 1.9189
Euro Buy 1.4895
Euro Sell 1.3544
Effective November 12, 2015
Mortgage rate and approval based on risk profile. Additional fees may apply.
3-Yr Fixed Closed 2.550%
5-Yr Fixed Closed 2.740%
5-Yr Variable Closed 2.300%
5-Yr Half & Half Rate 2.950%
Term Deposits
Effective July 24, 2015
Better Than Cash® GIC 1.050%
1-Year 1.200%
15-Month GIC 1.350%
5 year 1.850%
VISA Credit Cards
Additional fees may apply.
Low Rate Modulo GOLD 10.9%
Travel Odyssey GOLD 19.9%
Effective July 24, 2015
Better Than Cash® RRSP 1.050%
1 year 1.200%
15-Month 1.350%
5 year 1.850%