Because nobody really likes fees.

Our Free Chequing, Free Debit and More Account® is the first free chequing account offered by a full-service institution in Canada. No monthly fee. No minimum balance requirement. And unlimited day-to-day banking transactions. Stop looking for the catch - there isn't one.

What's free?

*  Free debit card transactions
*  Free preauthorized payments and deposits
*  No monthly fee or minimum balance required
*  More free stuff below
Or visit a Coast Capital Savings branch.

Questions? Call us at 1-888-517-7000 Mon-Sat, 8am-8pm.

A little help: Join the over 250,000 plus people who have stopped paying needless service fees. Find out why you should choose Coast Capital Savings.

We think we offer outstanding banking value. But we could be biased, so we encourage you to see for yourself:

Additional account features

  • Free unlimited access to Coast Online® Banking and Coast Mobile Banking™
  • Free Coast Capital Savings ATM withdrawals and deposits
  • Free access to over 3,200 surcharge-free ATMs across Canada on The EXCHANGE® Network
  • Free cheque clearing, starter cheques, and monthly statements
  • Free online cheque images that have cleared your account
  • Free bill payments (in-branch, online, or by phone)
  • Ask about applying for overdraft protection
ding free. Find one of the 2,400 ding free ATMs across Canada.


Prime Rate
Effective January 30, 2015
Prime Rate 2.850%
Foreign Exchange
Effective May 22, 2015
US Dollar Buy 1.2525
US Dollar Sell 1.2025
UK Pound Buy 2.0044
UK Pound Sell 1.8091
Euro Buy 1.4307
Euro Sell 1.2919
Effective May 20, 2015
Mortgage rate and approval based on risk profile. Additional fees may apply.
3-Yr Fixed Closed 2.550%
5-Yr Fixed Closed 2.690%
5-Yr Variable Closed 2.250%
5-Yr Half & Half Rate 3.000%
Term Deposits
Effective April 10, 2015
Better-than-cash™ GIC 1.150%
1-Year 1.300%
15-Month GIC 1.500%
5 year 1.900%
VISA Credit Cards
Additional fees may apply.
Low Rate Modulo GOLD 9.9%
Travel Odyssey GOLD 19.9%
Effective April 10, 2015
Better-than-cash™ RRSP 1.150%
1 year 1.300%
15-Month 1.500%
5 year 1.900%