Credit Card Insurance

Auto rental collision/loss damage insurance

This coverage is automatic when you use your Coast Visa Desjardins Odyssey GOLD, or Platinum cards to pay for the entire cost of your car rental of 48 consecutive days or less. Learn more.

Credit balance insurance

This insurance covers 10% of the balance of your current transactions, as well as up to $500 of your transactions made with the Accord D Desjardins Plan, in the event of death, accidental dismemberment or first diagnosis of a critical or terminal illness. Furthermore, your spouse benefits from the same coverage at no extra charge. All the advantages of this insurance are available for a monthly premium of $0.75 per $100 of balance insured. Learn more.

Purchase protection and extended warranty plans

This coverage is automatic when you use your Coast Visa Desjardins Odyssey GOLDElegance GOLDModulo GOLD, or Platinum cards to pay for your purchases. The plan protects your purchases for 90 days against loss, theft, damages or fire. It provides a replacement or a full refund for almost all merchandise charged to your Coast Visa Desjardins card, anywhere in the world, up to $50,000 per year per account.

The Extended Warranty Plan doubles the length of a manufacturer's warranty up to one additional year, for almost all goods purchased that have a written guarantee honoured in Canada.

3-day complimentary travel insurance

Planning to travel outside your province of residence? As a Coast Visa Desjardins Modulo GOLDElegance GOLD, or Classic  cardholder, if the duration of your trip is 3 days or less, then you're covered. Travel insurance gives you:

  • Emergency Health Care Coverage
  • Baggage Insurance
  • Accident Insurance
  • Trip Cancellation Insurance

If you're travelling for more than 3 days, we can always extend your coverage. Just call 1.800.463.7845.

Emergency health care coverage

This coverage is automatic when you use your Coast Visa Desjardins Odyssey GOLD, or Platinum card to purchase your tickets. The insurance covers you and family members in case of accident or illness outside your province of residence and provides up to $5,000,000 per covered person for eligible required care and services, including transportation, repatriation, living expenses and dental care. For more information or to obtain supplementary coverage for longer trips, please call 1.800.668.4545.

Trip cancellation coverage

This coverage is automatic when you use your Coast Visa Desjardins Odyssey GOLD, or Platinum card to purchase your tickets. The insurance covers you and family members up to $2,500 per person in case of cancellation prior to departure and unlimited coverage after departure. Coverage begins when the trip is paid, whether within or outside your province of residence.

Baggage coverage

This coverage is automatic when you use your Coast Visa Desjardins Odyssey GOLD, or Platinum card to purchase your tickets. The insurance covers you and family members. It provides coverage up to $500 per person in case of loss, theft, damage or late arrival. Coverage applies exclusively to air travel outside your province of residence.