Business Banking

Investments & Insurance

Business members get control of their investments.

Looking to make business investments? Our Investment Team can help determine the right solutions for you and your business. They'll take the time to understand your situation and use the right range of tools and investment solutions that meet your goals.

Mobile Insurance Advisors help with insurance coverage for you and your business. They'll assess what type of coverage is needed to protect you, a partner or a key employee in the event something happens to you. They'll provide solutions that meet your specific needs, goals and budget. And they'll even come to where you are. Because, well, they're mobile.

Our Investment Team can also help with:

  • Tax Planning
  • Investment Planning
  • Group Benefits

Insurance for
Business Owners

If you own your business you'll want to consider different protection plans in the event something happens to you, a partner or a key employee.

  • Insurance coverage in the event of illness or death
  • Protection in case something happens to you or your partner
  • Group insurance benefit plans for your employees
  • Our team can help assess your situation and recommend type of insurance coverage that's right for you and your business.
Learn more Read the not-so-fine print

Disclosure

Coast Capital® Savings Credit Union provides service and advice related to deposit, loan and mortgage products. Coast Capital Financial Management Ltd. provides service and advice related to insurance, segregated funds and annuities.

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Better Than Cash®
Term Deposit

A flexible term deposit that pays like a locked-in rate, but it's redeemable with interest after September 1, 2017.

1.00 %1 1-year term
  • Minimum $500 investment
  • Redeemable with interest starting September 1, 20172
  • Available in Non-registered and Registered Account such as an RRSP, RRIF, RESP or TFSA
Talk to us about
Term Deposits
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Disclosure

  1. Interest rates are subject to change without notice and are calculated on a per annum basis.

  2. GIC can be redeemed anytime but with no interest if redeemed prior to September 1, 2017.

Better-than-cash term deposit opened before March 1, 2017 can be redeemed with interest on a different date. Contact us for details.

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Non-Redeemable
Term Deposits

You'll get our best rate no matter how much money you have to invest.

1.20 %1 1-year term
  • 1 month to 5 year terms
  • Have the interest paid out annually or enjoy compound interest
  • Only need $1,000 to get started
  • Available in Non-registered and Registered Account such as an RRSP, RRIF, RESP or TFSA
  • View our current Term Deposit Rates
1.35%1 15-month term
1.40%1 18-month term
1.30%1 2-year term
1.75%1 3-year term
View all rates
Talk to us about
Term Deposits
Read the not-so-fine print

Disclosure

  1. Interest rates are subject to change without notice and are calculated on a per annum basis.

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Safe Bet, No Sweat
Market-Linked
Term Deposit

Tap into the stock market with this term deposit where the return is based on the performance of an underlying market index1.

  • 3 or 5 year terms available
  • Potential to earn higher returns linked to stock market performance
  • Principal investment protected
  • Only $500 to get started
  • Global Diversified Term Deposit, so you can invest two ways
  • Available in Non-registered and Registered Account such as an RRSP or TFSA
Learn more Read the not-so-fine print

Disclosure

The variable return can only be known at maturity, and may be 2.50% for the 3 year term or nil for the 5 year term. These investments cannot be transferred or redeemed and we will not pay any interest or principal before maturity. Terms and conditions apply.

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1-Year Redeemable
Term Deposit

The 1-Year Redeemable term deposit is our most flexible term deposit.

0.75 %1 1-year term
  • Redeemable with full accrued interest any time after 30 days
  • Only need $1,000 to get started
  • Available in Non-registered and Registered Account such as an RRSP, RRIF, RESP or TFSA
Talk to us about
Term Deposits
Read the not-so-fine print

Disclosure

  1. Interest rates are subject to change without notice and are calculated on a per annum basis.

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Rising Rate Term Deposit

Benefit from compound interest and the flexibility of redeeming your money on each year anniversary without penalty.

1.00 %1 Year 1
1.75 %1 Year 2
2.50 %1 Year 3
  • 3 or 7 year terms available
  • Only $1,000 to get started
  • Choice of earning compound or annual interest
  • Available in Non-registered and Registered Account such as an RRSP, RRIF, RESP or TFSA
Talk to us about
Term Deposits
Read the not-so-fine print

Disclosure

  1. Interest rates are subject to change without notice and are calculated on a per annum basis.

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The Low-fee, More-for-me Mutual Funds®

Our family of mutual funds gives you more of what you want: conservative management, simplicity and affordability.

  • Lower management expense ratio fees
  • Conservative fund management
  • Simple and flexible to fit your investment goals, life-stage and risk tolerance
  • Start with a $50 monthly contribution or a minimum investment of $1,000
  • Broad selection of investment choices
  • Available in Non-registered and Registered Account such as an RRSP, RRIF, RESP or TFSA
Learn more Read the not-so-fine print

Disclosure

The Low-fee, More-for-me Mutual Funds® are managed by SEI Investments Canada Company. Worldsource Financial Management provides mutual funds and services. Mutual fund values change frequently and past performance may not be repeated. Commissions, trailing commissions, management fees and expenses all may be related with mutual fund investments. Please read the Fund Facts carefully before investing.

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Need a hand?

Our experienced Investment Team can help to plan right solutions for your financial goals.
Make an appointment with
our Investment Team

Meet Norman Yu, CFP.

He's dedicated to finding ways to protect you, your family and your business from the financial risk that can come with the unexpected. He can also help with succession planning and health insurance coverage for your employees. He's part of the Investment Team who can help you reach your personal and business financial goals.

Our Investment Team is here to help:

  • Mobile Insurance Advisors can come to you and also help with Life Insurance
  • Investment Team available at our Contact Centre, Mon-Sat, 8am-8pm
  • Financial Planners available at all our branch locations
Financial planner

Additional Services available with any account.

Deposit at thousands of ATMs

Canadian coin, cash, and cheques are instantly credited to your account 24/7 at any of our branches. Envelope deposits can be made at any ATM on THE EXCHANGE® Network.
Request a business deposit card

Business Overdraft Protection

Cover off your businesses' chequing account between deposits with overdraft protection. You'll only get charged interest if you use it.
Talk to us

Coast Online® Banking for Small Business

Pay bills, make transfers or check and manage accounts anytime, anywhere. You can view both personal and business accounts in the same log in and more helpful features.
Learn more

Pay Business Taxes

With this convenient and cost-effective cash management online service, you can automatically deliver or receive payments to and from accounts held at other financial institutions.
Talk to us

Deposit On-the-go

Use your Coast Mobile® App to make deposits by simply snapping a photo of a cheque.
Get our App

INTERAC® e-Transfer

Send or receive money to and from other financial institutions within Canada. All you need to send money is the recipient's mobile phone number or email address. Learn more

Want some help?

Our accredited Investment Team can help you figure out the best financial plan for your goals.
Call us at 1.888.517.7000 Mon-Sat, 8am-8pm.

Email usFind a branch

Coast Capital® Savings Credit Union provides service and advice related to deposit, loan and mortgage products. Coast Capital Financial Management Ltd. provides service and advice related to insurance, segregated funds and annuities.Worldsource Financial Management Inc. provides service and advice related to mutual funds. Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the Fund Facts before investing. Mutual funds are not guaranteed and are not covered by the Canada Deposit Insurance Corporation (CDIC) or by any other government deposit insurer. There can be no assurances that the fund will be able to maintain its net asset value per security at a constant amount or that the full amount of your investment in the fund will be returned to you. Fund values change frequently and past performance may not be repeated.