They're all smiles but they mean business.
Tracy Redies
Tracy Redies
President & CEO
Tracy leads the executive team in formulating strategy, establishing and meeting financial goals and objectives, ensuring a differentiated customer experience and developing corporate values, and employee culture. She has more than 25 years of experience in the domestic and international financial services industry and holds a BA (double major in Economics and Pacific Asian Studies) from the University of Victoria, and an MSc in Business Administration from the University of British Columbia. Tracy is a member of the Premier's Women's Economic Council and is on the Board of Governors for the University of Victoria, the Business Council of British Columbia, and CH.I.L.D. She is a director of the CD Howe Institute and Surrey Memorial Hospital Foundation.
Wayne Berg
Wayne Berg
Chief Commercial Officer

Wayne leads the Commercial Services division, comprised of Business Banking, Commercial Real Estate, Equipment Financing, and Cash Management. He brings over 30 years of commercial and retail banking and wealth management experience with progressively senior roles at Lloyds Bank Canada and HSBC, and holds a BSc (Agricultural Economics) from the University of Alberta. A committed community builder, Wayne has served on the Vancouver Celebration of Lights Festival Board, Kids Cancer Care Foundation of Alberta, United Way, and a Miracle Maker Panel member for the BC Children’s Hospital Foundation. Wayne is presently the National Chair of the Hong Kong-Canada Business Association and is a member of the Surrey Board of Trade, Vancouver Board of Trade and the Urban Development Institute.

Don Coulter
Don Coulter
Chief Financial Officer
Don has held executive roles in finance, commercial banking, institutional investing, and treasury management in the financial services industry in over 20 countries. He enjoys working with the collaborative, highly engaged and talented people at Coast Capital Savings. He has studied mathematics, economics, and risk management at the University of Toronto and the Stern School of Business at New York University, and is a chartered accountant. He volunteers his time coaching youth athletics and with various charities. In 2013 Don was selected as CFO of the Year by Business in Vancouver magazine.
Lawrie Ferguson
Lawrie Ferguson
Chief Marketing and Strategy Officer
Lawrie manages all aspects of branding and is responsible for identifying and developing key marketing and public relations strategies. Her portfolio includes the Brand & Advertising, Public Affairs & Communications, and Strategy & Innovation departments. She holds a BCom (Marketing) from the University of British Columbia. Her marketing team was named Marketer of the Year by the BC Chapter of the American Marketing Association in 2006 and has been recognized as a "Marketer that Matters" by Marketing magazine. Lawrie is also on the Board of Directors for SEDI (Social and Enterprise Development Innovations), a charitable organization that works with community groups across Canada to help low-income Canadians become self-sufficient through financial literacy, saving and asset building, and entrepreneurship.
Erwin Martinez
Erwin Martinez
Chief Information Officer
Erwin holds overall responsibility for Coast Capital’s technology operations; technology services; enterprise architecture; banking conversion; direct technology; enterprise project management and vendor management. Erwin has been in the IT sector since 1981 and has held Chief Information Officer roles for more than 13 years, with Silicon Valley Bank, Tamalpais Bank, and most recently with the US division of Rabobank, one of the world’s largest financial cooperatives. Erwin’s skills and experience extend beyond the nuts and bolts of running IT organizations, to include running large IT programs, integrating merging financial institutions, and developing unique IT strategies that accelerate business growth. Erwin is a graduate of Yale University, and an active volunteer in his community and church including many years on the local boards of Rebuilding Together.
Pehlaj Malhotra
Pehlaj Malhotra
Chief Risk Officer
Pehlaj is responsible for enterprise wide risk management at Coast Capital. He leads a team managing Credit, Market and Operational Risks including Compliance and Security with the goal of protecting our members and their savings, our staff and the communities we live and work in. Pehlaj has more than 23 years of experience in Risk Management, Retail and Commercial Banking. He has worked in Canada, Hong Kong, India, Dubai and the UK. He has a BSc Honours from Warwick University and an MBA from Aston Business School, and has participated in executive development programs at Harvard and London Business School. Pehlaj is committed to promoting financial literacy and entrepreneurship among children and young adults.
Kathy McGarrigle
Kathy McGarrigle
Chief Operating Officer
As Chief Operating Officer, Kathy is responsible for developing strategy, direction and leadership for Coast Capital Savings lines of business; Retail, Wealth Management, and Life Insurance. Prior to joining Coast Capital Savings, Kathy held senior positions with CIBC and HSBC Canada. Kathy is a currently a Director of the Board for NEI Investments, a Canadian mutual fund company. She is also a Fellow of the Institute of Canadian Bankers, a graduate of the Queens University Executive Program, and Vancouver Board of Trade Leadership Vancouver. Committed to the community, Kathy is Vice-Chair of the Salvation Army Advisory Board and has been actively involved with the Canadian Breast Cancer Foundation, the YWCA and BC Children’s hospital.